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  • Retirement Spending and Changing Needs During the Retirement Period Summary
    options also tend to be more expensive as health care declines. Surprisingly, evidence on the effect ... status changes. Furthermore, they find that health care expenses make up almost 20 percent of out-of-pocket ...

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    • Authors: Application Administrator
    • Date: Oct 2007
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement
  • A Decomposition of the Various Effects of Retirement on Consumption
    focus on the decreased caloric needs, or increased health care services, required  at older  ages.   An  inter‐temporal  ... spent  more  out‐of‐pocket  for  health  care.    Health  care  expenditures  correlated positively with  ...

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    • Authors: Application Administrator
    • Date: Oct 2007
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement
  • Living to 100: Survival to Advanced Ages: Insurance Industry Implication on Retirement Planning and the Secondary Market in Insurance
    immediate annuities, investment products and health care products, in order to maximize a set of defined ... varying risk/return characterizations and health care products for the morbidity risk, there are three ...

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    • Authors: Jeyaraj Vadiveloo, Charles I Vinsonhaler, Peng Zhou, Application Administrator
    • Date: Jan 2008
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Topics: Annuities>Individual annuities; Finance & Investments>Investments; Long-term Care; Pensions & Retirement; Pensions & Retirement>Retirement risks